Anti-Money Laundering (AML) — Public Compliance Statement
Seacrets has implemented a comprehensive Anti-Money Laundering and Countering the Financing of Terrorism (AML/CFT) program aligned with Financial Action Task Force (FATF) standards, United States law, and payment network requirements.
Risk-Based Approach
AML controls are calibrated according to assessed risk factors including:
- User profile characteristics and jurisdiction of residence
- Transaction nature, volume, and frequency
- Atypical operational patterns and account activity deviations
- Behavioral indicators suggesting illicit activity or structuring
Transaction Monitoring
Seacrets maintains continuous monitoring systems to detect unusual account activity, identify structuring and concealment patterns, evaluate sudden volume increases, and flag transactions for further investigation when warranted.
Operational Controls
The platform implements daily, cumulative, and period-based transaction limits that are calibrated to user risk profiles and operational history. Enhanced review procedures are triggered based on transaction characteristics, and preventive holds may be placed on accounts pending investigation.
Reporting and Cooperation
Seacrets files reports with competent authorities regarding suspicious transactions and suspicious activity as mandated by applicable law. The platform cooperates fully with law enforcement investigations, preserves evidence, and maintains contemporaneous records of all reporting actions.
Termination of Relationships
Seacrets retains the authority to reject new relationships, suspend or cancel existing accounts, and limit financial operations for users whose accounts trigger risk indicators or whose activity suggests potential AML/CFT violations.